On searching another matter, I came upon a discussion where users were having difficulty with Finale imperiously re-forming their work. I have found the best thing to do is make my own templates. I size the score so it doesn't run to the edges (and thus you can 3-hole punch your copies); use a 16-bold, easy-to-read font (so regular people can see the words); choose whatever instruments I plan on using, and most important, clone whatever I have come up with ("save as", give it a new title and erase all editing, starting then with a clean score) and even save it as a template in a main folder. Saves aggravation, time, worry, all that. And I save everything to an off-computer hard drive, and print hard copies of everything. Am I paranoid?
I've got Finale 27-something, on Windows 10.